Plan ahead for your future care and accommodation requirements
You will be in a better position to access the services available, increase the prospects of continuing to live independently in your own home, and potentially save yourself significant amounts of money.
Take action sooner rather than later
By accessing appropriate care options with a planned approach, this will provide you with far more options, in contrast to waiting too long to take action and possibly allowing a crisis situation to happen. Acting too late can have the effect of severely diminishing your choice.
Obtain agreement among family members
It helps if all family members agree on what to do next, and work together to achieve the best outcome.
Educate yourself about options
While you may not need to act now, it is prudent to know what options are available. There are many untruths and complexities about aged care and accommodation, so it is vital to educate yourself. Being in the know will help you achieve successful outcomes.
A fall can be a life changing event. Do a falls prevention course.
If you live alone
If you live alone, be mindful of social isolation - this can be a killer. Set up supports, informal and formal, and carefully consider your accommodation choice.
We are going to live longer
That's good news and we may not require any care until later stages of our life. Create a living environment that you can age well in. You can do a lot to achieve a good ageing experience.
RESIDENTIAL CARE AND IN HOME CARE
Say yes to services that help you remain living independently at home
Accepting a Home Care Package will help you retain your independence.
Be aware of the impact of carer's stress on a spouse or family member
Often the health of the person who is the carer deteriorates significantly, potentially leading to a collapse and hospital admission. Seek additional assistance with care prior to things getting to this stage and for a crisis to occur.
When requesting an ACAT Assessment describe the person's health thinking of a 'bad' day - not a 'good' day
It is on the 'bad' days that people find difficulty coping and require outside assistance. These 'bad' days are likely to become more frequent as time passes. People are inclined to present well rather than giving the true picture, which can result in being prioritized lower for an assessment.
When entering Residential Care, family members should build a strong working relationship with the senior staff in the facility
Form a strong, healthy working relationship with these staff and promptly raise any issues about the care of your family member with them. And don't forget to follow up if the agreed action hasn't been implemented. This prevents little issues from becoming major ones.
Understand the fees and charges that apply for Residential Care and the options available for their payment
There is a great deal of misinformation about the fees and charges you will have to pay for Residential Care and also a lack of awareness about the options available for payment of these fees. Age Care Directions can explain these fees and charges to you and also provide you with an estimate of what you will be assessed to pay.
Engage an aged care consultant to assist you with finding the best provider
Age Care Directions can connect you to the most appropriate provider, be it for Residential Care or In Home Care, with a focus on the quality of care. We can also guide you through the complexity of the process and assist with completion of the necessary documentation.
RETIREMENT VILLAGES/INDEPENDENT LIVING UNITS
If you are considering a move to a Retirement Village, don't leave it too late
Ideally a move would happen in your late 60's up to mid 70's and while you are in good health. Then you should be able to live there many years and get the full benefit of Retirement Village living.
Consider services you may require in later years when moving into a Retirement Village
Some facilities have a community hall, dining facilities, a carer on site or a call alert system. While you may not need these services now, they may be handy in later years, especially if your health deteriorates.
Ensure you understand all the fees and charges when you move into a Retirement Village
Apart from the upfront cost and ongoing maintenance fees, there are also fees charged when exiting the facility, including a deferred management fee, capital contribution cost, refurbishment costs and marketing fees. Also ascertain the timing of when payout will occur and what provisions are in place, while waiting for payout/relicensing of your unit, for payment of your fees, should you move into Residential Care.
Engage professional services to assist you to plan ahead and access services
Age Care Directions can assist you to plan ahead with your care and accommodation needs, so that things are done in a timely manner and not left too late. We can also assist you to access services and providers, and research appropriate accommodation options, so you achieve the best outcomes.
Your financial adviser can assist you with planning ahead financially so you can ensure your accommodation and care needs are affordable, while at the same time looking at ways to reduce the costs.
They can also advise you on how best to structure your finances to pay these costs. As you age, your care and accommodation needs are a significant stage in your life, that impact on you and your family. It makes sense for you to engage the services of professionals who specialize in aged care and accommodation to guide you through this important period in your lives.